Or you can spend half a billion dollars to solve the issue in hardware.
As one of the creators of ZFS wrote when APFS was announced:
> Explicitly not checksumming user data is a little more interesting. The APFS engineers I talked to cited strong ECC protection within Apple storage devices. Both NAND flash SSDs and magnetic media HDDs use redundant data to detect and correct errors. The Apple engineers contend that Apple devices basically don't return bogus data.
https://arstechnica.com/gadgets/2016/06/a-zfs-developers-ana...
APFS keeps redundant copies and checksums for metadata, but doesn't constantly checksum files looking for changes any more than NTFS does.