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My solution is to not do banking on my phone at all. My banking is done via a desktop browser.

But how long will this last? They're constantly pushing for me to download their app.

Mine turned off SMS 2FA last month and forced me to install their mobile app. Which also required me to enable Google Cloud Messaging on my phone.

So no one without an android or iPhone can use your bank?

They offer hardware tokens for 29€, but stopped making new ones. Android/iOS will indeed be a requirement once the existing stock is gone. I was promised a hardware token, but I'm still waiting for it six weeks after my initial request.

Some operations, most notably confirming cc purchases online, can only be done using a mobile terminal for 'safety' reasons.

That is not true for my bank.

Also, "terminal"?

Ah sorry im old and french. 'terminal' used to mean 'user device' here.

In France, banking without a 'trusted' mobile phone is kinda hell.

Even accessing some stuff for the state (they call it 'france connect+) will require a 'real' android.

It can be a special purpose device, it does not have to be a smartphone.

That's definitely not the case for any bank I've ever used.

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