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Comment by malka1986 | Hacker News Reader

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malka1986

Thanks to my banks, i cannot use stuff like grapheneOS. Their app wont work on it.

Changing bank ? Well all other banks have the exact same issue in my country.

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My solution is to not do banking on my phone at all. My banking is done via a desktop browser.

But how long will this last? They're constantly pushing for me to download their app.

Some operations, most notably confirming cc purchases online, can only be done using a mobile terminal for 'safety' reasons.

That is not true for my bank.

Also, "terminal"?

Ah sorry im old and french. 'terminal' used to mean 'user device' here.

In France, banking without a 'trusted' mobile phone is kinda hell.

Even accessing some stuff for the state (they call it 'france connect+) will require a 'real' android.

It can be a special purpose device, it does not have to be a smartphone.

That's definitely not the case for any bank I've ever used.

Mine turned off SMS 2FA last month and forced me to install their mobile app. Which also required me to enable Google Cloud Messaging on my phone.

So no one without an android or iPhone can use your bank?

They offer hardware tokens for 29€, but stopped making new ones. Android/iOS will indeed be a requirement once the existing stock is gone. I was promised a hardware token, but I'm still waiting for it six weeks after my initial request.

Genuine question: does your bank not have a website you can use for that? (Wondering how your bank enables online for desktop/laptop users and/or folks without their app.)

(ETA:) My banks probably have apps, but I only use them via their websites, even on my phone (in a desperate pinch).

The problem is they usually allow 2FA through their app. I am not sure if this is the case for OP, but it is for most online banks. Luckily my bank still provides a physical authentication device.

I'm always amazed how all the banks I've used in Australia require either their own proprietary app or some bizarre closed source unvetted 3rd party TOTP implementation instead of just allowing TOTP.

Banks and NFC have been a major obstacle for me to degoogle. Even when I rooted my phone, i could not pay with NFC. Apparently it's a common problem:

https://www.reddit.com/r/foss/s/5myzcPg2rw

I think typically you can only cash check with a phone app.

You can also take them into a branch

I know some apps don't work on Graphene even with sandboxed Google Play Services, but I have most of the banking and payment apps work in a separate user. So far I had a good success rate on (mostly) de-Googled phone.

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