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Isn't this inevitable across all companies now? Apple will be doing this on their phones and devices. Facebook want to do this in your camera roll for media you've not shared with them. Microsoft are doing this in their OSs. This is the future.

99% of the user's won't care and will actually find benefit in this sort of thing.

Personally I hate it, the struggle for any sort of privacy just got a lot harder on phones for me. PC/laptop is easy, I use Linux. But for phone I need to either pay for expensive hardware and risk bricking it to install something like grapheneOS or buy cheap and disable all the Google stuff I can.

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Thanks to my banks, i cannot use stuff like grapheneOS. Their app wont work on it.

Changing bank ? Well all other banks have the exact same issue in my country.

My solution is to not do banking on my phone at all. My banking is done via a desktop browser.

But how long will this last? They're constantly pushing for me to download their app.

Mine turned off SMS 2FA last month and forced me to install their mobile app. Which also required me to enable Google Cloud Messaging on my phone.

So no one without an android or iPhone can use your bank?

They offer hardware tokens for 29€, but stopped making new ones. Android/iOS will indeed be a requirement once the existing stock is gone. I was promised a hardware token, but I'm still waiting for it six weeks after my initial request.

Some operations, most notably confirming cc purchases online, can only be done using a mobile terminal for 'safety' reasons.

That's definitely not the case for any bank I've ever used.

That is not true for my bank.

Also, "terminal"?

Ah sorry im old and french. 'terminal' used to mean 'user device' here.

In France, banking without a 'trusted' mobile phone is kinda hell.

Even accessing some stuff for the state (they call it 'france connect+) will require a 'real' android.

It can be a special purpose device, it does not have to be a smartphone.

Genuine question: does your bank not have a website you can use for that? (Wondering how your bank enables online for desktop/laptop users and/or folks without their app.)

(ETA:) My banks probably have apps, but I only use them via their websites, even on my phone (in a desperate pinch).

The problem is they usually allow 2FA through their app. I am not sure if this is the case for OP, but it is for most online banks. Luckily my bank still provides a physical authentication device.

Banks and NFC have been a major obstacle for me to degoogle. Even when I rooted my phone, i could not pay with NFC. Apparently it's a common problem:

https://www.reddit.com/r/foss/s/5myzcPg2rw

I'm always amazed how all the banks I've used in Australia require either their own proprietary app or some bizarre closed source unvetted 3rd party TOTP implementation instead of just allowing TOTP.

I think typically you can only cash check with a phone app.

You can also take them into a branch

I know some apps don't work on Graphene even with sandboxed Google Play Services, but I have most of the banking and payment apps work in a separate user. So far I had a good success rate on (mostly) de-Googled phone.

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