Hmmm.. not everyone is talented in keeping software up to date. A selling homemade earrings can use something like shopify or paypal or stripe easily.
Do you use visa or mastercard? That is SaaS.
The main thing govts need to do is to force companies to allow export/import transparently . But then small SaaS don't have man power to do this (even if they truly believe in cause).
and also penalize or jail both programmrs/CEO that use subscription model with cancellation fee for even cancellations. Lots of people in HN would even be against this - as they claim - I wrote the code only - following orders.