This is why websites should start to adopt solutions like Rublon (www.rublon.com).

7 reasons why you should add Rublon to your website http://blog.rublon.com/2012/why-add-rublon/

I'm the inventor of this technology. Sorry if this looks like advertising, but I think that the problem with passwords nowadays is huge nowadays and has to be solved. BTW: We're releasing a new Android app in a few hours.