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I both agree that $300k household income is roughly the bottom edge to support a Fussellian upper-middle lifestyle these days (and that edge is retreating upwards fast…), but also notice that it’s about 94th percentile for US household income.

Household. A married couple both making that are 98th percentile.

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Sure but less than 8% of Americans live in the top 10 most expensive cities.

In what percentile of your social class do you sit with $300k? Probably not very high.

"Of your social class"? That comparison doesn't make much sense. If you are at the bottom of your social class, you picked the wrong class to compare yourself with. Of course I'm at the bottom of all millionaires, but that's because I barely have a 7-figure net worth and have a weird self image.

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