Don't forget the up-front fee of $275, so max savings are more like $300. Break-even is $10k per month.

It's a nice idea, though I don't know how many companies are in the $10k-$21k/month revenue bucket that would see a benefit. All companies processing over $250k per year can save a max of $300 per month by signing up to the fixed rate plan and then paying the normal fee thereafter.

The new fee band gives savings to those processing more than ~$10k/month, but provides no savings for smaller users.