The people who view culture as a dystopia either feel like they must be working and useful and don't see a way to do that when everything is provided if they choose not to work, or (and I hope this isn't it) they want to be relatively much better off than others

I understand the first one but that's something people need to get over, it's already a part of being old or having a handicap that makes you unemployable, I think future generations will grow up without equating hard work with ethics