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Seriously, AGI to the HN crowd is not the same as AGI to the average human. To my parents, these bots must look like fucking magic. They can converse with them, "learn" new things, talk to a computer like they'd talk to a person and get a response back. Then again, these are also people who rely on me for basic technology troubleshooting stuff, so I know that most of this stuff is magic to their eyes.
That's the problem, as you point out. We're debating a nebulous concept ("intelligence") that's been co-opted by marketers to pump and dump the latest fad tech that's yet to really display significant ROI to anyone except the hypesters and boosters, and isn't rooted in medical, psychological, or societal understanding of the term anymore. A plurality of people are ascribing "intelligence" to spicy autocorrect, worshiping stochastic parrots vomiting markov chains but now with larger context windows and GPUs to crunch larger matrices, powered by fossil fuels and cooled by dwindling freshwater supplies, and trained on the sum total output of humanity but without compensation to anyone who actually made the shit in the first place.
So yeah. You're dead-on. It's just about bilking folks out of more money they already don't have.
And Ashley Madison could already to that for pennies on the dollar compared to LLMs. They just couldn't "write code" well enough to "replace" software devs.