As for certs... maybe at the start it was hard, but it's really quite easy to host things online, with a valid certificate. There are many CDN services like Cloudflare which will handle it for you. There are also application proxies like Traefik and Caddy which will get certs for you.
Most people who want their own site today, will use Kinsta or SquareSpace or GitHub pages any one of thousands of page/site hosting services. All of whom have a system for certificates that is so easy to use, most people don't even realize it is happening.
Every single thing you mentioned is plugged in to the tier-1 surveillance brokers. I am talking plain files on single server shoved in a closet, or cheap VPS. I don't often say this but I really don't think you “get” it.
Your attitude is so dismissive to the general public. We should be encouraging people to learn the little bits they want to learn to achieve something small, and instead we are building this ivory tower all-or-nothing stack. For what, job security? Bad mindset.