i think the dissent in this thread is unqualified. Society is completely over "net-benefit" solutions. Stop perscribing 20th century one size fits all solutions. How about free flouride tablets instead of dosing everyone. Then saying "we need public policy to govern insurance rates". If this arugment saw its maxima, it would be manditory euthansia after 65. Certainly would really drop insurance rates. Btw genetics are a massive factor in oral hygine requirements, probably something your not considering. Should everyone wear the same brand/make of shoes?