All of the major Wall Street banks called in their staff over the weekend. Lots of margin calls going out due to the market losses so far. Monday will be another bloodletting day, so there will be a chance that some customers may go unrecoverable net negative. This raises the issue of counterparty risk, and everyone tightens up as a result. Capitalization then becomes key, and with losses flying around, the first one to breach will end up cascading the risk to others. 2008 all over again, and oh yeah, weren't there mass layoffs on the government regulators side a few months ago - so who's answering the phone or running due diligence on the government side to figure out who is salvagable and who isn't?