Fortuantely my state is still pretty good about this, despite the federal administration throwing consumers by the wayside.

I agree with this point to some extent, but insurance before protections for preexisting conditions used acne as a reason to reject cancer treatment claims: obviously fraudulent behavior. If insurance is deregulated and any regulations aren’t going to be enforced regardless — a path we are going down — insurance firms will weasel out of claims with or without this genomic data