Physical IDs don't get faked [in places where serious physical IDs are used, USA driverlicences in bars don't count] - it's simpler to make counterfeit dollars than counterfeit passports; from what I have seen from banking fraud statistics, if physical IDs are required, fake ID's are an extremely rare circumstance. You do get cases of (a) stolen IDs and (b) IDs bought off of homeless guys, and then used to open accounts and register companies for money laundering, etc. But not fake IDs - it's apparently too much effort and risk when compared to stealing or buying identities.