Why in the world would you go to a college that costs that much if you weren't rich?
And as an ignorant 18 year old, I had no idea what a $175,000 loan really meant. Everyone does it, right? So it must not be that bad.
A lot of companies see RIT as a huge talent pool, and dedicate quite a bit of recruiting resources to look for potential interns and full-timers. Plus, you'll find peers that you can use to develop your professional network.
That's too much money to spend on a technical degree. You could make the argument Harvard or Yale is worth that kind of money because your contacts are with people who are going to be senators and CEOs. But a place like RIT? $44k/yr is way too much money for what you're going to get.
YMMV.