The damage from lightning doesn’t happen due to the current (as a first approximation), but rather resistance to the current causing heating/damage where the current ends up going - very rapidly, in a way the heat doesn’t have time to dissipate.
Having a working low resistance path to ground means heating (and hence damage!) is reduced or even eliminated.
For an example, see the steam explosion inside the tree here [https://youtu.be/3U8aoiEtVSg], compared to striking a grounded tower 6 times (no damage) [https://youtu.be/ScNzI76ZsiY]
The towers lights didn’t even flicker!
Unless carefully specified and properly maintained, the odds that a random cable or chain (especially when exposed to seawater) will maintain a low impedance path to ground is not good.