Risk aversion can take different forms. A paranoid Larry Ellison vows to build a security state. A paranoid Andrew Carnegie built libraries, universities, and concert halls.

At the same time:

* You become that rich only if hoarding money brings you joy and is your key driver

* You can buy a lot of things, thus one of the few challenges is becoming richer than the peers

This is exactly backwards, I think.

"Risk-averse" (really, wealth loving) people, uh, loving amassing wealth.

Alternatively, there's no real risk if you still have a lot left over even after losing.