[flagged]
-- original comment --
We've banned this account for breaking the site guidelines. You can't post like this here, and you've done it many times before.
If you don't want to be banned, you're welcome to email hn@ycombinator.com and give us reason to believe that you'll follow the rules in the future. They're here: https://news.ycombinator.com/newsguidelines.html.
There is little left to lose, it's a redistribution scheme rather than a savings scheme.
And maybe in some distant future post-scarcity society we would not have a need for a savings scheme.