I'd love AC, but I'd only need it for a couple weeks a year in the bay area.

And I have PG&E so the economics of a heat pump don't pencil out. Gas heating is still cheaper than a heat pump because electricity rates are out of control. (Gas isn't cheap either but still cheaper)

California is doing everything it can to eliminate natural gas heating except for make the alternatives more affordable. PG&E and Socal Edison are basically given a bank check to keep raising rates by the oversight board. (Doesn't help that they are also burning down cities)