I get how the system works but I also don't understand how congress can force the executive branch to take out a loan but also sets a debt ceiling which could shut down the government unless it's raised by congress. So congress blames the president for taking out debt, which they force, and refuse to raise taxes to reduce the deficit. Something in that loop is broken. I don't think the president should have unilateral power but I also don't think congress should be able to set both the spending and the debt limit.