Unlock the bootloader, then install LineageOS, MindTheGapps, and Magisk.
Once you have Magisk stabilized, install the Advanced Charging Controller, and configure it to halt charging at 80%.
That should solve your problems, and turn the updates back on. I don't think there is a way to make Google Pay work in this configuration, which is a drawback.
I can put all the URLs here if you ask.
Edit:
[I did not remember that Lineage hosts gapps images]
https://wiki.lineageos.org/gapps/
[IIRC, the APK is renamed to a ZIP and flashed with recovery, then name it back and install the app]