I would fall into this camp. I don't understand everything I am doing, but I have learned a lot through trial and error. I have an IT background in infrastructure and dabbled in automation, but never enough to be good. AI has allowed me to create things from my ideas that interest me. Is it good, no. Do I sell it though, no. I create things for myself. I wouldn't be able to do these things without it though because I didnt have the time and the teaching I had tried didnt interest me.