"You want to ride a train? Sure, what's your mandatory national identification number? You want to register for our little video streaming website? Sure, please enter the home address you've registered with the Ministry of the Interior. Failing to report your official registered address correctly on our sign up form is a crime. Failing to register your new address with the Ministry upon moving is a crime."
Virtually every business, including purely online services, will want your full address (and will often verify that the address is a real residential address by sending it to some dodgy identity-verifying third party). Very few websites will be content with a username and password. This can rise into the absurd, such as not being able to book a table at a restaurant without verifying your personal information with a dodgy B2B provider of identity services. You may have bad anecdotes of your own, but this is really a much more systematic issue in Europe than elsewhere. Europe has lots of privacy laws not because they're taking some benevolent stance against US tech, but because Europe has a genuine problem protecting their citizens' privacy on a day to day basis.