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It is quite incredible to me that Sweden doesn't have a bank of last resort to cater for the people the big banks don't care about.

The best they have is SBAB which is a partially state-owned bank but they focus more on mortgages.

Brazil has one (Caixa Economica Federal) for example.

I go to history events held monthly at the downtown library, in the afternoons. That means it's mostly retirees and me (it's an advantage of being self-employed and often, like now, working while at the library).

They ask for 20 kronor for fika. While the organizers accept Swish, the large majority of attendees pay in cash.

I only see cash being used more often in the suburbs of Stockholm, actually now that I think of it's quite common to see someone handing even coins to the cashiers in Norsborg, Alby, Masmo, Vårby, and some other distant suburbs.