Here's a screenshot of the list, if you want to Google and check out some of them: https://imgur.com/a/KKEdliE
Also, fixed typo!
Number one goal of any software service today is to make its offering exclusive in some way - exclusive content, exclusive deals, exclusive integrations, exclusive set of participants (network effects), going super-broad super fast because infinite VC money lets you keep operating at a loss indefinitely, etc.
I could be wrong of course, since I don't know how many AliPay and WeChat competitors there are.
When they play it right, you're forced to choose all of them, or at least a significant subset of them, so that their partially overlapping offering add up to the actual thing you need.
I don't think asking for examples of this resulting in an experience that's pleasant is unreasonable?
For practical purposes like buying stuff or accessing information I want practical applications that can be quickly iterated on.