But I could frame it much simpler than that - Canada, at least in cities of modest sizes and up, is rapidly transitioning from a high-trust to a low-trust society.
An anecdote: my sister is more than 10 years younger than me, she's currently attending the same university as I did over a decade ago; in the span of less than half a year, she's got 2 bikes stolen - her original bike with front wheel removed to bypass the lock in late summer 2024, then the entire lock cut to steal her replacement bike in December; this would be inconceivable to me during my time living in the same town.