I also think that your second point that paraphrases to "don't bite the hand that slaps you because it might slap harder" is not good advice.
I also think that your second point that paraphrases to "don't bite the hand that slaps you because it might slap harder" is not good advice.
Germany [1]: > The average waiting time from the initial consultation to the start of therapy is 142.4 days.
[1]: https://www.bptk.de/pressemitteilungen/psychisch-kranke-wart... (German article)
Health insurance is mis-named: it is not a health care product meant to provide health care; it is a financial product, meant to smooth the cost of health care. It should probably be called health care cost insurance.
Providing the indigent with health care is a different thing from health insurance. Mandating that the mentally ill receive treatment is a different thing from health insurance.
Health insurance is just that: insurance against a financial catastrophe.
It seems like an ounce of prevention is worth several tons of cure. We don't really have good treatments.
Here's the quote, readers can decide for themselves.