A good friend of mine, who travels the world taking breathtaking photos [as in: this is what she does to make her living] still hosts a lot of her photos on photobucket.
Photobucket, if you're lucky enough to never have used it, is a mess. It downsizes your pictures dramatically, it makes directly linking to them difficult, the UI is ugly; it's terrible.
When I ask her why she still uses it, she responds with "I don't know. I've always used it. It has all my photos."
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Guys, we're all programmers, or designers, or both. To my friend, the place where she stores her photos is barely an afterthought. If it can get to a point where she can send somebody a link and have them see a picture, then good. She doesn't care, because she's too busy out making new photos.
WE care, because we spend our time making new websites, but don't get confused into thinking that the rest of the world (that would be: our potential users) care very much.
They don't.
People want an easy way to share photos that doesn't feel like it's getting in their way. Right now a lot of people are using facebook because it does that. They don't care if it downsizes everything, if somebody wants to original, they can send it to them.