Yes. In Germany they are selling a lot of models, but none, I mean, really, none asked about the rentability. So I went to a neighbour who just installed his 25kW and was very proud and happy, and asked him, in how many years is the return of investment. Siderated, he could not answer and then a few days later, with a very stern face: 25 years or more because if more people install these, the price that the city is paying for the pumped energy goes down.
So no. 20kw is not the answer. I showed my setup: 3.5kw + big battery. Pays the bill approx 60 70% of the daily usage. Investment payback : 5years.