You seem overly fixated with defending the status quo as if it's somehow the way things 'should' be.
Where's the imagination? Can you see that this is a deep cultural problem: namely the fixation on maximizing one's personal profit at the expense of ignoring bigger needs. Unfortunately, we as a society deify money to the extent that if anyone even suggests that this isn't a sustainable practice, everyone gets all pissy. I don't know what a society would look like, but I'd love to change attitudes towards money such that we stop squandering minds on the latest social mobile local app.
That would be a true disruption.