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Comment by BJones12 | Hacker News Reader

Well, right now the rich can afford personal care and the rest have to make do with nothing. AI might be better than nothing.

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Assuming you're American. The other alternative is some form of public healthcare and refocusing the spending we do on school administration towards more teachers. Refining common core for math and english to actually be well received at large is probably a good step as well. Though I agree AI access is a massive boon in our current system for those who would otherwise never have access to this level of personal help in study.

Obamacare is subsidized for the poor.

This. All the socialists and collectivists complain all day that healthcare is too expensive, even though the government literally pays for it if you're poor enough that it matters.

Anyone that makes $21,000 a year is making too much to get Medicaid. This not-so-wealthy person's insurance is almost free, but they are required to pay for all medical expenses up to their out of pocket maximum, which is typically around $15,000. Also bear in mind that Medicaid has opportunities to place a lien if there's any hope of recouping the medical expenses.

I think there's still room for improvement.

Is $21,000 not enough for medical expenses? What are they spending that money on?

Housing? Move somewhere cheaper. Groceries? Shop smarter. If it's not enough money, train for a better career that allows you the salary and better insurance to pay for the healthcare you need. This is how capitalism works.

You are very fortunate if you've never witnessed the suffering of those who are less blessed with mental soundness, intelligence, or health.

That's why we've created social safety nets, because sometimes pure capitalism simply isn't worth the human suffering it costs. I wish everyone could have your degree of success. Believe it or not, pretty much everyone wants it.

And just so you know, it's $21,000 in Washington State, #4 most expensive state for housing. It's less or more restrictive in many other states.

You should tell people that don't get it subsidized that they don't matter because they're too rich.

I should and I would; it's literally true. People who don't get it subsidized and still don't have enough money to pay for medical bills are being financially irresponsible.

The only way you can have this vapid take is if you're completely ignorant of the topic you're discussing. I'd say you should do research on the topic but you're clearly fine with needless suffering so I don't see much point.

I believe in the freedom to do with your time whatever you want. If you cannot afford the healthcare you require, you need to take a hard look at your finances and realize you are probably prioritizing the wrong thing. Asking the government to "fix" it is born from the collectivist spirit of Envy that has resulted in more human suffering than anything on Earth.

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