I'm struggling to imagine a scenario where dadoing <1mm from the fence was a good idea in the first place. I'm assuming you're talking about a miter/crosscut fence but still...
The scenario is that the gauge was set with reasonable (1cm) clearance at one angle, and then I changed the angle without re-checking the clearance, and the back side of the fence swiveled into the blade path. Pythagorean fail.
Or, perhaps with GP comment, used a setup with reasonable clearance for a regular blade, and then put in a wider dado, which ate into the clearance.
Really, I should have sacrificed a crosscut sled for dado usage, but it really chews them up.