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Mental Health coverage does cover therapy, and therapy of various sorts is effective to treat or ameliorate a number of mental health issues, but it also covers psychiatric medication.
Also mental health coverage covers people's kids and dependents, not just them, your focus on the policy holder is a little narrow, I think.
Right, but as people are more and more likely to be single, more and more people are policy holders. This is not a situation where you always have a spouse with insurance or something.
> Mental Health coverage does cover therapy, and therapy of various sorts is effective to treat or ameliorate a number of mental health issues
As I said. mental illness is on the rise. We could treat all these issues and spend for it. Or we could try to trace root causes (I know people are working hard on this). The latter seems the more useful method.
Why?
Also most health insurance policies (and socialized policies for that matter) require adherence to a particular protocol, to qualify for treatment, which is difficult for those who are addled.
2. It's not clear the cause is medical, unless you classify almost all human experience as a medical event (hence the parallel with marriage).
3. Insurance depends on people being of sound mind. Especially with what we have today, you have to be of sound enough mind to administer it all.
4. Maybe health insurance is not the right approach to mental problems, and maybe no insurance is. We need some other way. I don't know that way.
Insurance is the method of paying for healthcare. We have insurance because healthcare is expensive. So insurance wouldn’t be necessary if we would lower costs by providing universal healthcare like modern countries.
You’re touching on the right idea:
Mental healthcare should be preventative not something applied after we discover an illness.
Changing any of it starts with educating people foremost so they can empower themselves.