> if you can't afford it, the state will pay it for you.
So like in the US?
So like in the US?
First of all, MedicAid and MediCare, are insurers - so basically, if you’re poor (or old), the state pays for your procedures, not for your insurance. That in itself is a massive disruption of the free market (because there’s no competition) and a breeding ground for incompetence and corruption.
In addition, in the US most insurance is paid by the companies, so individuals get much shittier deals. In Switzerland, everyone pays their own.
Finally, in Switzerland the basic services covered by insurance are determined by the state, so there’s no idiotic and, frankly, dangerous concept of “out of network” like in the US.