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Absolutely not. Inflation hit us very hard and we had to make real lifestyle changes to get back in the black.

I'd love to know the details.

We got hit too. We adjusted mostly in our eating habits. Moved to zero eating out, more bulk buying, cheaper foods, etc. We're also much more discriminating on what activities we do for the kids.

I'm not gonna go all "woe is me" since we're doing fine, but as someone with a family of 5 the discretionary income basically went to zero the last 4 years.

Yes, I was going to come back to say basically all of this. We noticed that not only were we no longer saving money, but we weren't even living paycheck to paycheck and had to make all these sorts of changes and cuts to get off a very bad trajectory.

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