I think FSD 12.5 is way beyond that --- I drove over 20 miles yesterday with zero interventions. Also, having ridden Waymo in San Francisco many times, I find that the FSD is actually slightly smoother and handles stuff like going around obstacles and blockages more naturally, although, as you are no doubt aware, there are still some rough edges in rare cases.
Once Tesla has reasonable remote human assistance infrastructure in place to help out with the extreme edge cases, and the software improves at the current rate, I don't see why they couldn't roll out a robotaxi service.
[1] https://www.nytimes.com/2023/11/03/technology/cruise-general...