Visiting Ft Lauderdale as students on spring break and chatting with barflies gives one of them the germ of the idea....
Personally, I had planned to spend a season working in a restaurant in Miami Beach and was evacuated from the inter-coastal because of hurricane Irma. The only bed I could find was in a crew house in Fort Lauderdale. All the windows were boarded with plywood and they had several kegs and dozens of bottles on the table as we waited out the storm with a party. Fortunately the storm tracked the West Coast. Someone asked what I did and I said I was a chef. They suggested I become a private yacht chef. Two weeks later I was cooking on a private sailing yacht in the Bahamas.
Probably more interesting if a storm blows the protagonist into a situation.