This is because you chose to live an expensive life. Most of the world gets by on less.
Wealth is inconsequential if you spend 80 hours a week at a FAANG and have no time left for yourself, to plan a different life. The famous golden handcuffs.
Living in expensive areas has a lot of cons too, a social life for instance, which you don't really have in a rural area. If that's not important to you, great, seems like you have it all figured it out, live on a small income in the middle of nowhere, but not everybody's dream looks like this