> We had less paperwork getting a mortgage and buying a house.
Generally, yes, this is the way it should be. Path from visitor to citizen should involve way more checks than owning a home.
Generally, yes, this is the way it should be. Path from visitor to citizen should involve way more checks than owning a home.
Also, making sure the house is sufficient collateral for the loan is a whole bunch of additional overhead.
If it was possible the lender doesn't care who you are just your ability and willingness to pay for the loan. The best signals for that is history of repayment combined with cash, salary and collateral.
All other checks are the ones because those signals weren't strong enough and gov requirements for anti AML, good person, etc but those are gov reqs.