>Chargebacks for instance are a key protection which I have made use of multiple times. There’s no such option available with bank transfers.

In case someone doesn't understand why this is the case:

Banks don't really care about your money.

Banks really care about their money.

When you buy something with a debit card, you are spending your money.

When you buy something with a credit card, you are spending the bank's money.

Yes, banks tout zero fraud liability with your debit charges just like credit charges; no, their enthusiasm is /dev/null compared to credit charges.