Literally every bank to bank transfer in Europe?
Edit: apparently there are some complexities
https://en.wikipedia.org/wiki/Single_Euro_Payments_Area (sees Charges)
but personally I've never paid a single cent either
https://wise.com/help/articles/2956754/what-are-sepa-transfe...
> However, while banks shouldn’t charge for receiving SEPA payments, unfortunately there is a very small number that may still do so.
I can also confirm for example that (despite the UK still being in SEPA), wire transfers of Euro from Unicredit in Italy are getting extra charges when sent to a british IBAN (Unicredit is charging the sending side).