>Note: You do _need_ an iPad or an iPhone to accept the terms and condition to download apps.
I... don't think that's correct. I bought and set up an Apple TV less than a year ago, and I've never owned an iPhone or iPad. I don't remember having to do anything unusual to download apps.
(I did happen to have a pre-existing Apple account from back when I owned a click-wheel iPod, and I used that during set-up. Maybe that's the difference?)