I'm also very risk averse. I prefer being reasonably well known and trusted by the wider engineering staff here. I'm happy with where I am and have no intent of leaving. I mostly bring this up as a counterpoint to the people that say you can't have a good job by staying at the same place. Different places are different. Some of them are quite good. If you have a good thing, be willing to hold onto it.
With respect to not growing as an engineer, have you considered asking to switch teams or departments? I've shifted twice and each time led to a new set of challenges, but building upon my understanding of our systems.