I don't know why the company obfuscates and complicates operation of it's OS, but so many others including Android & IoS create ridiculously tiered configuration menus to the point where users get so frustrated with every update that I'm sure most just leave default (nefarious) settings as is.
Part of me thinks config complexity will be baked in to keep certification course money rolling in for the company, but with each mandatory "security" update, we're still getting hacked, because configuring our settings now is just too damn tedious.
Microsoft really hinders other innovation on top of not really innovating itself (as a company) by overcomplicating settings and by adding bloatware & monitorware to it's OS... This is also why there's a desperate fight to cling to older OS versions with every new release. The imposed update learning curve is counter-productive, it doesn't make anything better, and it's mostly the end result of us tolerating monopoly behaviors of the company for ages now.
There should be regulation against forcing updates on us, there should also be regulation against arbitrarily removing features post-release in software that we purchased... As we move further and further away from hardware tools, this practice of tiered control and arbitrary feature removal will become a nightmare of predatory corporate greed upon all of us. Imagine buying a lawn mower, and then 2 years later, you find you need to watch ads on it before you can start it, or that you'll have to pay a monthly fee to cut your grass shorter than usual? Pure Hell.