Well yes, that is what limited liability is. No argument there. We applied that concept to every industry and got fantastic results even though the absolute damage done by most industries is absurdly more than nuclear does. If you applied that exact logic to fossil fuels we'd never have made it to the industrial age. If you applied that logic to the industrial age we'd never have entered the industrial age, it was an OH&S disaster even before what happened to the health of the bystanders.

I'm not sure why we've looked at our collective history and decided the West's biggest mistake was ignoring the Luddites. The costs of nuclear are nothing compared to the potential we walked away from or even the costs we accept as part of standard day-to-day existence.