Let's say I have a technical debt in finance, it means I'm an ignorant in that field, so I know if I need such knowledge what to do...
Joking aside, I'm still not sure I understand your definition or the point of it.
Tech debt could be caused out of ignorance. But tech debt itself is not ignorance. It could also be caused intentionally to deliver something faster initially.
Same as with money, you could go to debt out of ignorance, unsure of how to handle money or you could go debt for a deliberate investment, buying a house etc.