How is making me and almost everyone over 60 homeless going to result in a surplus? There would be all the dead lawmakers to bury, and so much security to try to protect the rest.
That's a "let them eat cake" level of breaking the social contract you're considering
I'm sympathetic to your struggles if OASI is the difference between you being homeless and not 60+ years into your life. Just know that your benefits are slated to be reduced by a minimum of 21%, automatically starting in 2033 when the trust fund is depleted, per laws already on the books.
Social Security and Medicare are, fundamentally, classic pyramid schemes. They rely on an infinitely increasing number of people to remain fiscally viable. We're at the end of that road now though, U.S. TFR is down ~1.6. These programs are going to crack soon, and anyone under the age of 40 today will never see a penny from either of these programs despite paying in for their entire lives.
I understand that ripping away benefits you already paid for is unfair to your generation, but being forced to fund benefits we'll never receive is also unfair to my generation, to say nothing of all the generations after mine.
Considering your argument is based on your belief 21% equals 100%, I should hope so!