You do. It's about 15% of the first 5775 EUR of your monthly salary. Officially it's split between employer and employee, so on your payslip you see only 8% if you are not self-employed.

Co-payments are very low though. Dental is partially included. Kids are included, wife/husband also if they are not employed.

Healthcare costs are essentially meaningless to tech workers in America.

My salary works out to roughly $120 per hour. I pay a $15 premium to insurance from each paycheck and a $20 fee to see a doctor. Even if I had some catastrophic car crash and spent months in the ICU, my maximum annual payment for all healthcare is capped at $5,000.

Healthcare costs can be a huge burden for low and middle-income Americans, but for a senior tech worker, healthcare is a tiny expense compared to income.