Of particular note, the kinds of ransomware compromise that lead to organizations asking underwriters to sell them cybersecurity insurance policies wouldn't immediately be thwarted by moving to capabilities. If a principal has valid requisite pointers to the resources they need to do their job, they have valid requisite pointers to the resources that a cryptolocker needs to cause disaster. It's those cybersecurity insurance policies (or regulatory frameworks, where those exist) that ultimately drive the decisions to implement EDRs.